Does Insurance Cover My Wheelchair Van?

insurance for wheelchair accessible vehicles

Insurance for wheelchair accessible vehicles is very handy to have. It’s practically a necessity in today’s world. Without insurance, life can get very difficult, very fast.

Insurance can save you tens of thousands of dollars. Of course, when that kind of money is in play, there are various rules, restrictions, and requirements. Sorting out what is and isn’t covered by insurance can be confusing, whether you’re dealing with your health or your vehicle.

Since we are often asked the question “will insurance cover that”, we thought we’d share some answers for everyone.

Will Health Insurance or Medicare Pay for My Wheelchair Van?

Unfortunately, no, your health insurance will not pay for any portion of your wheelchair van. Neither will Medicare. Though a wheelchair itself might be covered (or partially covered) by your health insurance, a wheelchair van extends beyond that.

What Can Help Me Pay for One?

If you are connected to the military, VA might be able to help you. If you are not a service member or the VA is unable to assist you, you can check with your state’s Vocational Rehab Agency. These agencies are dedicated to helping those with disabilities rejoin the workforce and pursue their dreams.

Finally, your own county’s assistance programs.

Does Car Insurance Cover My Van?

Some people wonder if car insurance works differently for wheelchair vans. Does it cover just the van? Is the conversion covered?

Insurance for drivers with disabilities is essentially the exact same as standard car insurance. If you are in an accident, the entire van is covered for repairs. If it’s totalled, the whole van, conversion and everything, will be replaced.

Have More Questions?

If you would like to know anything else in regards to insurance and wheelchair vans, don’t hesitate to contact us. We’re incredibly knowledgeable on the subject and would love to help you out.

You can either leave your question below or go to the contact page here.

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